Invoice Finance

Invoice finance is a way of borrowing money based on what your customers owe to your business. The concept is simple — rather than waiting days or weeks for your invoices to be paid by customers, lenders advance you most of the value immediately.

Invoice Finance
  • This quote won't affect your credit score
  • Dedicated Business Finance Specialist
  • Get access to 120+ lenders

Start your journey

  • This quote won't affect your credit score
  • Dedicated Business Finance Specialist
  • Get access to 120+ lenders

Invoice Finance Features and benefits through Funding Options: 

  • We compare 120+ lenders

  • A Finance Specialist is available to guide you through the process

  • It is free and doesn’t affect your credit score 

  • Gain access to competitive invoice finance deals

  • Schedule payments over time

  • Give yourself a little extra breathing room in terms of working capital

Invoice Finance - How does it work?

  • If you regularly invoice businesses, you could be eligible for invoice finance - one of the best ways to ease cash flow problems and get paid faster for completed work.

  • Unpaid invoices represent money that will be paid to you, but you have to wait for the payment terms to elapse, which could be anything from 14 days to 90 days or more. Invoice finance gets you most of the cash so you don't have to wait to get paid.

  • All invoice finance operates under this principle, but there’s a variety of different products available such as: Invoice discounting, invoice factoring and selective invoice finance.

Financial product information

Representative example*

7.63% APR Representative based on a loan of £50,000 repayable over 24 months. Monthly repayment of £2,252.94. The total amount payable is £54,070.56

*Some lenders may apply fees during the application process, please note that these are set and provided by these entities.

Annual Percentage Rate

Rates from 2.75% APR

Repayment period

1 month to 30 years terms

Trusted by over 18,600 customers

Disclaimer:

Funding Options helps UK firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Funding Options can introduce applicants to a number of providers based on the applicants' circumstances and creditworthiness. We are also able to make insurance introductions. Funding Options will receive a commission or finder’s fee for effecting such finance and insurance introductions.

*Eligibility criteria apply - see Tide website for full details.

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